Starship provides individuals and families with an opportunity to plan for their future health by offering triple tax breaks and transparent fee structures. This financial technology company, distinct from a traditional bank, collaborates with nbkc bank to deliver banking services.
- Save: Effortlessly save for various health-related expenses, including dental care, vision check-ups, emergencies, and more, without the burden of hidden fees for yourself or your family.
- Spend: Obtain your complimentary Starship Visa® Debit Card directly through their app. Use the card to conveniently make eligible health purchases both online and in-store by swiping, dipping, or tapping. Integration with Apple Pay is also supported.
Key Benefits of Starship:
- Health Savings Simplified: Tailored tools and services are available for those new to health savings.
- Triple Tax Break: Benefit from tax incentives on contributions, interest earned, and health-related expenses.
- No Hidden Fees: Starship guarantees transparency with no overdraft fees, withdrawal fees, or minimum balance charges.
- Safe & Secure: Prioritizing your security, Starship offers transaction alerts to keep you informed about your finances.
- Pay Yourself Back: Easily withdraw funds for out-of-pocket health expenditures.
- Support: Connect with personalized support via email at support@starshiphsa.com or through the in-app chat feature. Their team offers guidance on maximizing your health savings.
Disclaimer: Balances in the Starship Spending Account earn up to .04% APY and are insured by nbkc bank, Member FDIC. The company also facilitates investments through Starship Securities, LLC.
Overview
Starship - Health Savings is a Freeware software in the category Business developed by Brighter Financial, Inc..
The latest version of Starship - Health Savings is 4.37.0, released on 07/06/2024. It was initially added to our database on 03/13/2024.
Starship - Health Savings runs on the following operating systems: iOS.
Users of Starship - Health Savings gave it a rating of 5 out of 5 stars.
Pros
- Helps users save money on healthcare expenses through tax-advantaged savings accounts.
- Offers flexible spending options for medical expenses, making it convenient for users to access their funds when needed.
- User-friendly interface that makes managing accounts straightforward and intuitive.
- Provides educational resources and support to help users understand health savings accounts and maximize their benefits.
- Integrates with various healthcare providers, enabling seamless transactions and reimbursements.
Cons
- Limited availability as it may not be accessible in all states or regions.
- Some users may find the fees associated with maintaining the account to be a drawback.
- Deposits and contributions may have annual limits that could restrict users' savings potential.
- May not cover all types of medical expenses, leaving some users needing additional coverage or funding sources.
- Customer support may have limited hours, making it difficult to get assistance during non-business hours.
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